The lack of knowledge about money is the cause of most people’s financial problems. So many of us have so much false information regarding money, finance, budgets, debt and income that it is no wonder that most people never accumulate much wealth. I know people who won’t buy anything if it isn’t on sale, yet who are still broke because they don’t understand how to produce income. They spend their entire life thinking money is scarce, when in reality, it’s merely a currency printed by man. I also know people who know how to produce income but never learn how to manage it and end up with none of it.